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Credit disputing

How the process of credit disputing works

Does anyone know how the process of credit disputing works? Once the dispute is received by the bureau, do they update the report to show that there is a dispute in process, do they remove the item, or does the item just stay on the report until the dispute is resolved?

Thanks in advance for any responses


They resolve the dispute and then send you a copy of the report.

I once had a paid judgment that I couldn’t seem to get recorded on my report as paid, it was still being listed as open. It was caused by a small dollar amount difference between the number the court had and what the lawyers filed as being satisfied. I had to get a new letter with the amount the court had on file then file another dispute.

I have found this site extremely helpful:

I also own the book but everything in the book is on the site, including the sample letters, statute of limitation tables etc.